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Red Flags Identity Theft Plan
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List Price: $795.00
Our Price: $795.00
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UPDATE: The deadline for Red Flags Rule compliance has again been delayed, with a new date of June 1, 2010.
The Identity Theft Red Flags & Address Discrepancies Final Rule under the FACT Act, known as the Red Flags Rule, mandates that all mortgage lenders and brokers must have a written identity theft plan to detect, prevent and mitigate identity theft in connection with certain financial accounts. In addition, the Red Flags Rule requires identity theft detection training for employees who are in the position to detect identity theft, including loan originators, sales managers, and processors. The guidelines accompanying the final rule are designed to assist financial institutions and creditors in formulating and maintaining an identity theft program that satisfies the requirements of the new rule.
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Anti-Predatory Lending Policy Manual
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List Price: $795.00
Our Price: $795.00
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Fair Lending is a topic that requires continued attention in the mortgage industry. Many state laws are being enacted for mortgage organizations to prove tangible net benefits to the borrower. As a normal course of business, lenders should have a plan in place, and adhere to Fair Lending Laws and their own internal policies.
Need to get your plan in place? AllRegs can help. Our Anti-Predatory Lending Policy Manual Template will address these laws, and now you can take our plan and run with it. This plan is ready for implementation in your organization and could be utilized to support your company’s needs with regard to having a fair lending plan. Ready for personalization with your company’s name, this 30+ page customizable plan template may support meeting your Fair Lending policy requirements as well as for the following regulations: the Equal Credit Opportunity Act (ECOA), Fair Housing Act (FHAct), Fair Credit Reporting Act (FCRA), Home Owners Equity Protection Act (HOEPA), Flood Disclosure Act, Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TIL) and the Fair and Accurate Transactions Act (FACTA).
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Mortgage Underwriting Policy and Procedures Manual
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List Price: $795.00
Our Price: $795.00
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Tasked by executive management to create your company’s underwriting manual? Don’t worry about getting started. Jump to the finish line with our Mortgage Underwriting Policy and Procedure Guidelines Manual. This complete, 105-page, turn-key template is delivered in an MS Word document and ready for personalization with your company’s name and company-specific information.
Use this manual for your employees or external customers based on your business model. Includes sections on Conventional and Government Loans.
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Conforming Agency Quality Control Manual – FNMA/FHLMC/FHA/VA/GNMA
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List Price: $795.00
Our Price: $795.00
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Tasked by executive management to create your company’s pre- and post-funding quality control manual for your conforming loans? Don’t worry about getting started. Jump to the finish line with our Conforming Agency Quality Control Manual – FNMA/FHLMC/FHA/VA/GNMA. This complete, 53-page, turn-key template is delivered in an MS Word document and ready for personalization with your company’s name and company-specific information.
This manual meets multi-agency requirements for conforming loans, contains comprehensive guidelines for Fannie Mae and Freddie Mac, details HUD guidelines for FHA Full Eagle and VA Automatic Authority, and covers sub-servicing requirements of Ginnie Mae. Read below to learn about product benefits, the Table of Contents and take a peek at selected pages.
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FHA Mini-Eagle Quality Control Plan
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List Price: $395.00
Our Price: $395.00
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Are you in the process of getting your full Eagle or Mini-Eagle? For FHA Mortgagee Approval, there are a variety of documents that must be included with the application, including a Quality Control Plan. Developing a Quality Control Plan can be a costly process, both in time and resources. AllRegs has a solution that can help meet that requirement: The AllRegs FHA Mini-Eagle Lender Quality Control Manual.
This 20-page customizable plan template complies with the post-funding quality control requisites for FHA Title II Non-Supervised Lender Automatic Authority. The plan includes general requirements for FHA quality control; findings and reporting; and fair lending and compliance, including a system for remediation, disciplinary action and reporting to HUD.
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Mortgage Disclosure Policy Manual (MDIA & TILA)
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List Price: $895.00
Our Price: $895.00
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The AllRegs Mortgage Disclosure Policy Manual (MDIA & TILA) is a pre-written template that includes all the legal requirements for Housing and Economic Recovery Act (HERA), the Mortgage Disclosure Improvement Act (MDIA) and the new Truth in Lending Act (TILA) amendments. Our turn-key solution is a comprehensive policy and procedure guide outlining important details of MDIA, covering early disclosure, collection of fees, notices, waiting periods, waivers and more. You’ll better understand TILA with the manual’s clear explanations, charts and illustrations for APR, finance charges and tolerance. You’ll also benefit from a section on High Cost Mortgages, reflecting the new rules effective October 1, 2009 for assignments, refinances and repayment ability. |
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Employee Handbook Template
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List Price: $895.00
Our Price: $895.00
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Need to get your employee policies in place? Have you protected your company from potential liability due to employee blogging and other social discourse? Is your “employment at-will” status reflected clearly enough? Do you have a comprehensive telecommuting policy that addresses such issues as Workmen’s Compensation, Liability and Zoning Restrictions?
Don’t know how to get started? We do, with our Employee Handbook Template. This complete, 76-page, turnkey template is delivered in an MS Word document and ready for personalization with your company’s name and company-specific employee policy information.
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Federal Compliance Policy Manual
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List Price: $895.00
Our Price: $895.00
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Need to get your employee policies in place? Have you protected your company from potential liability due to employee blogging and other social discourse? Is your “employment at-will” status reflected clearly enough? Do you have a comprehensive telecommuting policy that addresses such issues as Workmen’s Compensation, Liability and Zoning Restrictions?
Don’t know how to get started? We do, with our Employee Handbook Template. This complete, 76-page, turnkey template is delivered in an MS Word document and ready for personalization with your company’s name and company-specific employee policy information.
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Electronic Security Plan [Massachusetts] Policy Manual
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List Price: $395.00
Our Price: $395.00
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On February 1, 2010, the Massachusetts Office of Consumer Affairs and Business Regulation enacted a new law requiring businesses with access to personal information to have a Written Information Security Program (WISP). Effective March 1, 2010, this new law applies to any business with access to personal consumer information belonging to any resident of the Commonweath of Massachusetts.
The plan must outline the company’s overall corporate-wide program to detect, prevent, and mitigate information security breaches. Do you have your plan in place?
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Consumer Privacy Policy Manual
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List Price: $195.00
Our Price: $195.00
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As advances in technology continue to be made, concern for consumer privacy and protection grows. The Gramm-Leach-Bliley Act and the Consumer Privacy Act are just two of various means established to protect consumer privacy. It is essential for the topic of consumer privacy to be addressed by every business.
Do you need to establish your Consumer Privacy Policy? Don’t know where to start? We do, with AllRegs Customer Privacy Policy Manual.
This 11-page, pre-written policy manual is ready for personalization with your company’s name, with sections on the Gramm-Leach-Bliley Consumer Privacy Act, Consumer Privacy Disclosure Requirements and Closing Agent Authority. Complete with sample forms, Document Destruction details, Firewall Procedures, Safeguarding procedures and more, this manual has everything you need to put your Customer Privacy Policy in place.
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