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Annual Audio Conference Package
Our Price: $1,995.00

Annual Audio Conference Package
Want to get all audio programs for one low annual price? With the Annual Audio Conference Package, get at least 12 audio conferences per year for $1,995 - you save $1,000 over the year with this subscription plan. We will have one audio conference every month on a relevant industry topic.  Each audio conference will last about 90 minutes and include an interactive webex presentation with a subject matter expert.
HUD's Proposal to Reform RESPA
Our Price: $250.00

May 5, 2008
2:00 p.m. – 3:30 p.m. ET
 
HUD has released a proposed ruling to the Real Estate Settlement Procedures Act (RESPA), aiming to simplify and improve the disclosure requirements for settlement costs to protect consumers from unnecessarily high settlement costs. These rules provide changes to improve and standardize the Good Faith Estimate and HUD-1 Settlement Statement. These changes, according to HUD, will save consumers on average $700 by “offering consumers clearer, more certain cost estimates”. This important proposal is still open for public comment until May 13, 2008, and the debate is growing. With all of the rumors and controversy, it is important to understand what this proposal actually says and what impact it will have on the mortgage industry.
Managing Your Affinity Relationships Under RESPA
Our Price: $250.00

June 17, 2008
2:00 p.m. – 3:30 p.m. ET
 

RESPA's anti-kickback rule is one of the least understood and least policed rules in the mortgage, title and real estate industries. Many businesses bend the rule simply to stay competitive with businesses that flaunt the rule. HUD is increasing RESPA enforcement efforts every year. It is no longer statistically safe for settlement service providers to "do what everyone else is doing" based on the assumptions that most businesses are complying with the law, there is safety in numbers, and someone else who is acting worse will be caught, sued, or fined. Title underwriters learned this lesson the hard way in the past few years by paying well over a hundred million dollars in fines and court settlements for violations of state and federal anti-kickback laws. Settlement service businesses need to understand the law so that they can market their services properly and avoid legal conflicts.

   
 
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