The AllRegs Mortgage Disclosure Policy Manual (MDIA & TILA) is a pre-written template that includes all the legal requirements for Housing and Economic Recovery Act (HERA), the Mortgage Disclosure Improvement Act (MDIA) and the new Truth in Lending Act (TILA) amendments. Our turn-key solution is a comprehensive policy and procedure guide outlining important details of MDIA, covering early disclosure, collection of fees, notices, waiting periods, waivers and more. You’ll better understand TILA with the manual’s clear explanations, charts and illustrations for APR, finance charges and tolerance. You’ll also benefit from a section on High Cost Mortgages, reflecting the new rules effective October 1, 2009 for assignments, refinances and repayment ability.

The Mortgage Disclosure Policy Manual (MDIA & TILA) is a pre-written AllRegs Policy and Procedures Manual. It is a complete 25-page plan, ready for personalization with your company or organization’s name. You can even customize it to include your own internal policy and procedures with our Pro-Publishing service. Order your Mortgage Disclosure Policy Manual (MDIA & TILA) today!

Benefits

The plan features the following the benefits:

§  Complete AllRegs’ Mortgage Disclosure Policy Manual (MDIA & TILA), saving you development time and resources

§  A 25-page plan template is delivered via email within one business day after purchase

§  Complete sections on MDIA, TILA and High Cost Mortgages

§  Includes flowcharts on Finance Charges and TIL Disclosure Chart

§  Formatted in an editable MS Word document

§  Ability to personalize the plan or manual with your company brand by performing a simple find and replace function

§  Customizable by you, with your internal policies and procedures

§  Ability to add, delete and update your plan to suit the business model of your organization

§  Meet your regulatory or internal compliance requirements

§  Affordable one-time purchase fees

Easily enhance your employee experience by publishing your manual in AllRegs Online with our Pro-Publishing service. Your staff can access and search your manual in the same application that they access their AllRegs underwriting guidelines and state and federal regulations. To learn more, call (800) 848-4904.